- published: 14 Jul 2010
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A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate; or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. Mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan).
Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.
San José or San Jose is Spanish for Saint Joseph and most often refers to:
San José or San Jose may also refer to:
Argentina
Belize
Bolivia
Chile
Colombia
A home is a dwelling-place used as a permanent or semi-permanent residence for an individual, family, household or several families in a tribe. It is often a house, apartment, or other building, or alternatively a mobile home, houseboat, yurt or any other portable shelter. Homes typically provide areas and facilities for sleeping, preparing food, eating and hygiene. Larger groups may live in a nursing home, children's home, convent or any similar institution. A homestead also includes agricultural land and facilities for domesticated animals. Where more secure dwellings are not available, people may live in the informal and sometimes illegal shacks found in slums and shanty towns. More generally, "home" may be considered to be a geographic area, such as a town, village, suburb, city, or country.
Transitory accommodation in a treatment facility for a few weeks is not normally considered permanent enough to replace a more stable location as 'home'. In 2005, 100 million people worldwide were estimated to be homeless.
Chapter Seven refers to a seventh chapter, but the term may also refer to:
Medical Act is a stock short title used in Malaysia and the United Kingdom for legislation relating to medical practitioners.
The Medical Acts was the collective title of the following Acts:
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What is a Chapter 7 Bankruptcy? Find out if Chapter 7 Bankruptcy will work for you. Thank you for viewing my bankruptcy information video. Please go to www.deadwilerlaw.com to receive a copy of my free consumer guide, Bankruptcy: Your Questions Answered. The Law Offices of Christina Deadwiler provides thorough and effective representation in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy matters. Law Offices of Christina Deadwiler (510) 300-4171 www.deadwilerlaw.com Serving the Northern California Bay Area and the counties of Alameda County, Contra Costa County and Santa Clara County, including the East Bay cities of Union City, Newark, Fremont, Hayward, San Lorenzo, San Leandro, Alameda, Castro Valley, Pleasanton, Sunol, Dublin, Livermore, San Ramon, Oakland, and South Bay cities o...
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Get the fresh start you need with a free consultation. San Jose Bankruptcy Lawyer Ike Shulman is the co-founder of the National Association of Consumer Bankruptcy Attorneys. In this video you learn "why chose Ike"
Bankruptcy attorney Elliot Gale, esq. of Sagaria Law, P.C. explains the bankruptcy litigation model utilized by Sagaria Law, P.C. to free people from debt and help them start a new life. Watch the video and then contact Sagaria Law, P.C. for a free consultation on how bankruptcy may help you. Sagaria Law, P.C. operates throughout Oregon and California in such metro areas as San Diego, Sacramento, San Francisco, San Jose, Oakland, Portland and Beaverton. Contact Sagaria Law, P.C. today! Toll Free Phone Number: 1-800-941-6730 http://www.SagariaLaw.com
What is a Chapter 13 Bankruptcy? Find out if a Chapter 13 Bankruptcy will work for you. Thank you for viewing my bankruptcy information video. Please go to www.deadwilerlaw.com to receive a copy of my free consumer guide, Bankruptcy: Your Questions Answered. The Law Offices of Christina Deadwiler provides thorough and effective representation in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy matters. Law Offices of Christina Deadwiler (510) 300-4171 www.deadwilerlaw.com Serving the Northern California Bay Area and the counties of Alameda County, Contra Costa County and Santa Clara County, including the East Bay cities of Union City, Newark, Fremont, Hayward, San Lorenzo, San Leandro, Alameda, Castro Valley, Pleasanton, Sunol, Dublin, Livermore, San Ramon, Oakland, and South Bay citi...
http://www.phan-lawfirm.com/ - Stanley Phan, a San Jose bankruptcy attorney, talks about how his background as a mortgage broker and his 30 years of legal experience sets his law firm apart. Call 408-232-4900 today.
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TechShop in the US has filed for bankrupcy, a huge blow to th dream of running a makerspace or workshop at a sustainable level. But what hurdles are there? And is there any viable alternatives? This was streamed live - subscribe to Maker's Muse to catch future live streams! Like what we do? Visit us at makersmuse.com for more information about Makers Muse! Say G'day to us on Twitter and Instagram @makersmuse Ways you can support Maker's Muse: - Want to buy a 3D Printer but don't know where to start? Get our eBook here! https://gumroad.com/products/NBvg/ - Support us on Patreon https://www.patreon.com/makersmuse?ty=h - Buy a T-shirt! http://www.redbubble.com/people/makersmuse/shop - By using our amazon affiliate links US - http://amzn.to/1Ym50j1 UK - http://amzn.to/1PJICdR Or a di...
David Richardson, senior counsel with SulmeyerKupetz, discusses the pros and cons of removing a case to the Bankruptcy Court.
This week The Zone had to switch gears last minute after T-Money had a tooth pulled. So THIS week he's talking Warren Sapp filing for bankruptcy, the classless cheating move pulled in the San Jose vs Los Angeles NHL game this week, why he's glad Baseball is back in our lives and the horrible Bounty Gate Audio. The Red Zone and all TZ Entertainment productions are powered EXCLUSIVELY by Linux Ubuntu Studio "Linux for Creative Humans"
Anyone can be a homeowner... easy homes and easy money... at least that was the sales pitch a few years ago. Now many families are under water with their mortgage and facing foreclosure. What are states doing about it? What are the foreclosure rates? And just how much are consumers under water for? Program 1410. For more information, visit LawJournalTV.com.
In the age of big business, it seems that everyone is looking for ways to make more money, acquire more power, and be more successful. However, from start-up companies to corporate empires that stretch back centuries, the temptations of greed and power often lead to corruption, fraud, unfair business practices, loophole-hunting, and even murder.
Seval Oz shares a vision for the future of driving as part of the TEDxNapaValley 2014 "Going Against The Grain, embracing the unconventional" event. Seval's Event Photos are here - https://www.flickr.com/photos/tedxnapavalley/sets/72157643321004485/ Find out more about Seval and her work here - http://research.google.com/ This video was produced by 360 Kreative Services (http://360kreative.com) in conjunction with 3 rock marketing (http://www.3rockmarketing.com) Known as the chief troublemaker on her team, Seval Oz is Senior New Business Development Manager at Google Inc. She supports all business and marketing efforts for Google’s self-driving technology commercial launch. As part of new business development responsibilities in Google Knowledge, Seval is working on transpar...
If you are behind the 8-ball with debt: credit card, mortgage, loans, etc., you may have considered Bankruptcy. And while the "B" word DOES have negative ramification for some, for others it's a life-line back to normal financial health. We explore some of the dynamics of Bankruptcy in this program. Attorney, Irina Lust, hosts Bankruptcy expert attorney, Karamvir Dahiya.
City in crisis In the spring of 2011, conflict between the City of San Jose and its employees erupted over how to resolve the city's $115 million deficit. Mayor Reed and some council members are proposing declaring a fiscal state of emergency and putting a measure on the ballot to trim pensions and undermine collective bargaining. We hear from city employees and members of the community. Edge for Economic Justice looks at alternatives to solve the budget crisis.
In this episode, we talk to Anthony Martinez of Berkshire Hathaway's Home Services Lending on buying a home after experiencing a short sale, foreclosure or claiming bankruptcy. Click here to learn more: http://bit.ly/HS00009 What We Discussed: How would you determine whether I was ready to buy again? An understanding of the process of being able to buy again. What is the time frame people think they can get back into a home? How would Short Sale be different than a foreclosure? Are the time lines about the same? A discussion on credit scores, interest rates & down payment amounts. A discussion on Chapter 13 bankruptcy? Best practices moving forward to best prepare you to buy again. Mortgage Loan Officer NMLS 656248 1567 Meridian Avenue San Jose, CA 95125 MAP IT Office: 408-607-...
The Largest UNAPPROVED / UNSPONSORED / UNCONTROLLED Magic The Gathering Channel in the world filled with Greed Monsters, Evil Investors, and 2.8333333% Women. Twitter @MTG_AlphaInvest PATREON : https://www.patreon.com/AlphaInvestments SHIRTS: http://www.ebay.com/itm/-/162268260486? ~FAN MAIL~ Rudy's Magic Store 10950-60 San Jose Blvd. Box # 139 Jacksonville, FL 32223 MTG - Commander 2017 Set (limit 4 per account) MTG - Rivals of Ixalan MTG - Iconic Masters (limit 8 per account) MTG - Ixalan MTG - Hour of Devastation MTG - Amonkhet MTG - Aether Revolt MTG - Kaladesh MTG - Shadows over Inn Force of Will – Advent of the Demon King Force of Will – Ancient Nights Final Fantasy Opus IV Final Fantasy Opus III Pokemon Crimson Invasion Pokemon Guardians Rising
Gov. Rick Snyder discusses Medicaid, education, Detroit's bankruptcy and the state of Michgan's roads, among other topics, during "The state of Michigan: Your money, your voice." (Aug. 22, 2013)
Recorded at the Bitcoin 2013 conference in San Jose, CA. Conference sponsored by Bitcoin Foundation. Red Pill Recording recorded this talk. Roger Ver is the CEO and founder of MemoryDealers.com. With an educational background in economics and computer science, Bitcoin caught his attention in late 2010. He has since devoted nearly every waking moment to it's promotion, earning the nickname "Bitcoin Jesus" in the process. Roger has invested in numerous Bitcoin related startups and is incredibly optimistic about the numerous ways Bitcoin will change the world for the better. We volunteered our time to produce this video. If you find it valuable, please donate Bitcoins to Red Pill Recording at this address: 1Fyh2BtB57WK8RzC2V4T9mDbf2p7t2gXyF Thank You :-) Please like us on Facebook...
more at http://news.quickfound.net/cities/san_francisco.html "Tour of the modern interurban trolley system of San Francisco's East Bay and over the San Francisco-Oakland Bay Bridge. Predicts the bright postwar future of streetcar transit, with visionary images of advanced-design railcars. The Key System transbay service was abandoned in 1961." Public domain film from the Prelinger Archives, slightly cropped to remove uneven edges, with the aspect ratio corrected, and mild video noise reduction applied. The soundtrack was also processed with volume normalization, noise reduction, clipping reduction, and/or equalization (the resulting sound, though not perfect, is far less noisy than the original). http://creativecommons.org/licenses/by-sa/3.0/ http://en.wikipedia.org/wiki/Key_System The...
On Wednesday, March 21, 2012, Madan Ahluwalia with Ahluwalia Law PC, discussed "How To Be A Rainmaker!" :-) Madan Ahluwalia is an Attorney that practices Law in the following areas: ► Immigration Law ► Personal Injury ► Business Law ► Bankruptcy ► Family Law Visit Madan's Website at the link below: http://ahluwalia-law.com Please "LIKE" Madan's facebook fan page at the link below: http://www.facebook.com/attorneyonradio The Genuine Networking Association was created to provide Northern California Business Professionals with an affordable alternative to meeting other like-minded business professionals. FREE NETWORKING!!! :-) We understand during these trying times that not everyone can afford to spend a lot of money on networking. Also, while we are not discouraging other groups, we...
NHL 18 - San Jose Sharks vs Vancouver Canucks - Gameplay (HD) [1080p60FPS] __________________________________________ Specs: Xbox One ------------------------------------------ Game Information: NHL 18 is an upcoming video game developed by EA Canada. It will be released on Playstation 4 and Xbox One on September 15, 2017. It is the 27th installment in the NHL series and Connor McDavid is on the video game's cover. __________________________________________
On October 18th 2012, the day before our Grand Opening of the our new location on 30 N 3rd Street in San Jose, we had an awesome private event to celebrate. Case in Theory and Vulture Smile were the first bands to break in the new stage at our Private Club. Two great performances were enjoyed by all! Also that same evening, we debuted our new live streaming video capturing these two acts. This is a recording of the live video stream.
State Controller John Chiang, Assemblyman Michael Allen, and San Jose Mayor Chuck Reed discuss high—and growing—pension debt in California, how it will affect the state's future, and what can be done about it at the state and local levels. Moderating is Mark Baldassare, president and CEO of the Public Policy Institute of California.
ARCHIVED! (From Jan. 12th, 2018) Why Are Sam’s Club Stores REALLY Closing?! Recently, Walmart released a press released dated as of Thu., Jan. 11th, 2018 — wherein they announced the closure of 63 Sam’s Club stores nationwide. Of these stores, according to their press release: “The company will convert up to 12 of the impacted clubs to eCommerce fulfillment centers in a move that will speed delivery of online orders, with the balance of the facilities closing over the next few weeks.” But what are these “fulfillment centers” REALLY? Not to mention how Sam’s Club is not the only store that’s closing in bulk… According to a report from CNN, the year 2017 is now the all-time record for store closings. Retailers have announced plans to shutter more than 6,700 stores in the U.S., according...